UNIRAZAK Islamic Banking and Finance in Malaysia: contracts, operations and risk
This degree puts Islamic-finance subjects inside a business-administration foundation. Compare its contract and governance study with bank operations, credit, risk and capital markets, then check which practical route and current academic structure apply to your cohort.
Malaysia qualification identity
Malaysia A9788 is the banking degree, not Financial Planning A9789.
MQR names Bachelor of Business Administration (Islamic Banking and Finance) (Honours), 122 credits, conventional study, with accreditation from 5 April 2013. The Honours name is effective 4 June 2018. The current course page uses an ampersand in its shorter title.
UNIRAZAK separately offers Islamic Financial Planning. Its current page has specific IBFIM certificate and IFP-exemption claims. We have not transferred those benefits to Banking and Finance merely because both sit in the same area of study.
This guide covers the three-year full-time course. MQR also has a five-year part-time structure, not an automatic three-year part-time or Student Pass pathway.
Three ways to read the discipline subjects
Malaysia Islamic-finance curriculum: principles meet banking decisions.
This graphic groups named discipline subjects by the questions they raise. It is our comparison aid, not the university's year-by-year timetable, a product approval or a professional certificate.
Usul Fiqh, Fiqh Muamalat, Islamic Legal Maxims, Theology Islam and Shariah, Ethics and Governance appear on the course list.
Ask how principles are applied to case analysis, how decisions are justified and how governance work is assessed. A named subject does not qualify you to sit on a Shariah committee.
Islamic Banking Operation, Credit Operation, Islamic Bank Management and Risk Management in Islamic Banking connect with Islamic Trade Finance.
Ask about worked cases, data, credit analysis and the relationship between risk and operations. No bank job or authorisation to approve financing follows automatically.
Islamic Financial Markets and Institutions, Islamic Capital Markets, International Islamic Banking and Offshore Practices and Wealth Planning Management cover another side of the published curriculum.
Ask about current case material and assessment. The degree is not a personal-investment recommendation, advisory licence or guaranteed international employment route.
The common business core also lists accounting, finance, economics, management, marketing, business mathematics/statistics, business law, research methods and strategy. Islamic-finance content does not replace quantitative and general business study.
Malaysia banking electives need a current selection rule.
The university lists Marketing of Islamic Finance Products, Customer Relationship Management, Retail Credit Specialist, Islamic Economics, and Structuring Financing Requirements and Rescheduling Financing Facilities as electives.
The public list does not settle the number taken, current availability, prerequisites or exact credit allocation. Ask which choices run for your cohort and whether they fit your interest in customer relationships, credit or economic analysis.
These are named academic subjects, not standalone specialist credentials or a promise that every listed option runs each intake.
Do not flatten alternative routes
Malaysia practical study lists internships or management case studies.
The course's practical section lists Internship I and II OR Management Case Study 1 and 2, with asterisks on some items. Ask which route applies to your mode, cohort and circumstances, and what the asterisks mean before treating an internship as unconditional.
Malaysia internship questions
If your route uses the internships, confirm host approval, tasks, duration, supervision, assessment and international-student conditions. Ask whether the university arranges the host or expects you to find one.
No named financial institution, salary, paid placement, employment conversion or regulated customer-facing work is guaranteed here.
Malaysia case-study questions
If your route uses Management Case Study 1 and 2, ask for the learning outcomes, supervision, assessment, data access and how they meet the current academic plan.
We have not presented a case-study route as a bank placement or assumed that every student can choose freely between routes.
Malaysia training length needs the full MQR record, not one extracted number.
The main MQR table shows a 12-week training semester in its 24 June 2024 structure. A remark also records a 10-week training semester with additional 15-week long-semester wording for the new cohort. We have kept this distinction visible and have not announced a single guaranteed placement length. Ask for the complete current cohort calendar and practical-route plan.
Malaysia banking entry includes mathematics and route-specific evidence.
The current course lists STPM Grade C in two subjects, STAM Jayyid, an MQF Level 4 Diploma at CGPA 2.00 and an Advanced Diploma at CGPA 2.00 among its routes. Skills/vocational routes are subject to Senate conditions.
It also calls for a pass in mathematics and English at SPM level or equivalent, while separating international students' English-test requirements. Higher qualifications containing the subjects at equivalent or higher achievement may support a waiver.
The page describes special enhancement courses where the relevant pass is missing, to be passed before related core courses. That is not a promise that every applicant without mathematics qualifies. Have the university assess your actual Indian or other qualification, subject marks and route.
No Indian percentage, automatic waiver or admission decision has been inferred from Malaysian CGPA wording.
Current exact-course international list
Malaysia English options are published for this banking degree.
These are current university-listed alternatives, not score conversions we invented. Confirm test acceptance, validity and the exact condition for your offer and international application.
IELTS 5.5; TOEFL internet-based total 46; TOEFL Essentials online 8.
PTE 51; Cambridge B2 (160), including the page's CEFR-aligned Cambridge wording; MUET Band 4.
The course says a conditional offer may be issued before the English proficiency requirement is met. A conditional offer does not mean the condition disappears, that the Student Pass will be approved or that a future class start is secured.
The page's English-medium/MUET Band 2 exemption wording is for Malaysian students. We have not turned that local rule into an international waiver.
Malaysia banking offer reconciliation
Malaysia study dates, location and costs need written cohort details.
March, July and November are published intake months. The page does not settle an exact future open start, complete-document deadline or individual scholarship.
A9788, 122 credits, full-time conventional study, current semester structure, internship/case-study route and exact start. MQR's current address is 195A Jalan Tun Razak and it retains an older Jalan Tangsi remark: confirm the actual approved teaching address on the offer.
The course directs fee enquiries to its counsellor rather than publishing a complete current international schedule. Ask for tuition period, registration, resources, assessment, practical-route costs, tax and exclusions. No multiplied degree total is invented.
Separate Student Pass, medical/insurance, housing, deposits, renewals and payment/refund conditions. A scholarship counts after an individual award names your nationality, intake, value and renewal rules.
UNIRAZAK Malaysia Islamic Banking questions before applying.
Does this Malaysia degree include the Financial Planning course's exemptions?
Not established. A9788 Banking and Finance and A9789 Financial Planning are distinct. Do not borrow certificate or exemption claims from one programme into the other.
Does every Malaysia student receive two bank internships?
The public course lists Internship I and II OR Management Case Study 1 and 2, with conditions not fully explained. Confirm your applicable practical route and calendar.
Can a conditional Malaysia offer replace English evidence?
No. The page allows a conditional offer before proficiency is met. Your final English and international-process requirements still need to be satisfied.
Does this Malaysia degree authorise financial advice?
No advisory licence, professional registration or nationality/work eligibility is established by the sources used here. Academic study and regulated work need separate evidence.
Official Malaysia sources for UNIRAZAK Islamic Banking.
- Current Banking and Finance course: subjects, entry, English scores, 122 credits, full-time 3 years, practical alternatives and intake months.
- MQR A9788: title, history, current credit/modes/structures, address and training remark.
- UNIRAZAK Islamic-finance area: separates Banking and Finance, Financial Planning and Global Islamic Finance MBA.
- Separate Financial Planning course: distinct certificate/exemption claims not borrowed here.
- UNIRAZAK MQR list: qualification identity.
- UNIRAZAK official website: credited building image, not a placement host.
Checked 10 November 2026. Individual admission/English waiver, approved teaching address, exact future start, practical route/calendar, professional licensing/work eligibility, current payable fees and individual scholarship remain unverified. No job, salary, visa, paid placement or admission guarantee.
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